For farming, farmers need seeds, pesticides, fertilizers, irrigation and agricultural implements etc. However, many farmers are unable to buy them due to financial constraints. In such a situation, the central government is running ‘Kisan Credit Card Scheme’ to eliminate this difficulty of the farmers. In this episode, the Government of Chhattisgarh is organizing Kisan Credit Camps in all the districts of the state, so that farmers can easily go to these camps and get KCC made.
Benefits of Kisan Credit Card
Through KCC, the farmer can get fertilizers and seeds for every cultivation without any amount. Apart from this, farmers can get loans at low interest rates with the help of this special card. Under the scheme, loans up to Rs 3 lakh are given for 5 years at just 7% interest rate. On the other hand, if this loan is returned before time, then a rebate of 3% is also given on the interest. This loan is given not only for agriculture but also for fisheries and animal husbandry.
Documents required for KCC
The applicant’s age should be between 18 to 75 years to avail the benefits of the scheme. Only Aadhar card, PAN card and photo of beneficiary are required to apply.
Source: Kisan Samadhan
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