Kisan Credit Card – Gramophone

Farmers will easily get loan facility, know about the schemes

07/11/2023 Tuesday November 7th, 2023

To help the farmers of the country financially, loan facility is being provided by the government. Through this article, you will learn about 3 such government schemes, through which you can easily get a loan at the lowest interest rate.

Major Schemes for Agriculture Loan:

SBI Krishak Utthan Yojana

Under this scheme, a maximum loan of one lakh rupees is given to the farmers. This loan is very easy to get, as it does not require any kind of security.

Agriculture gold loan

Through this scheme, farmers can get loan up to a maximum of Rs 50 lakh. At the same time, complete information related to this scheme will be easily available in the nearest SBI branch.

Kisan Credit Card (KCC)

This scheme has proved to be a milestone for the farmers. With the help of this scheme, farmers can get loans as well as crop insurance. Under this, farmers can get loans up to Rs 1 lakh 60 thousand. Along with farmers, livestock farmers and fishermen have also been included in this scheme, so that they can also take advantage of KCC.

Source: Krishi Jagaran

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Now go to the camp and get Kisan Credit Card made easily

30/09/2022 Saturday October 1st, 2022

For farming, farmers need seeds, pesticides, fertilizers, irrigation and agricultural implements etc. However, many farmers are unable to buy them due to financial constraints. In such a situation, the central government is running ‘Kisan Credit Card Scheme’ to eliminate this difficulty of the farmers. In this episode, the Government of Chhattisgarh is organizing Kisan Credit Camps in all the districts of the state, so that farmers can easily go to these camps and get KCC made.

Benefits of Kisan Credit Card

Through KCC, the farmer can get fertilizers and seeds for every cultivation without any amount. Apart from this, farmers can get loans at low interest rates with the help of this special card. Under the scheme, loans up to Rs 3 lakh are given for 5 years at just 7% interest rate. On the other hand, if this loan is returned before time, then a rebate of 3% is also given on the interest. This loan is given not only for agriculture but also for fisheries and animal husbandry.

Documents required for KCC

The applicant’s age should be between 18 to 75 years to avail the benefits of the scheme. Only Aadhar card, PAN card and photo of beneficiary are required to apply.

Source: Kisan Samadhan

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Only 3 documents needed for Kisan Credit Card, apply soon

08/08/2022 Tuesday August 9th, 2022

For farming, farmers need seeds, pesticides, fertilizers, irrigation and agricultural implements etc. However, many farmers are unable to buy them due to financial constraints. In such a situation, the central government is running ‘Kisan Credit Card Scheme’ to eliminate this problem of farmers.

What is Kisan Credit Card Scheme?

Farmers can get loans at low interest rates with the help of this special card. Under the scheme, loans up to Rs 3 lakh are given for 5 years at just a 7% interest rate. On the other hand, if this loan is returned ahead of time, then there is also a rebate of 3% on interest. This loan is given not only for agriculture but also for fisheries and animal husbandry.

Documents required for KCC and application process

The applicant’s age should be between 18 to 75 years to avail of the benefits of the scheme. Only Aadhar card, PAN card and photo of the beneficiary are required to apply. Whereas the application form is available on the official website PMKY. In such a situation, to take advantage of government schemes, apply for KC as soon as possible.

Source: Kisan jagarn

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Farmers will get zero interest loan this year too, take advantage of the scheme soon

30/05/2022 Monday May 30th, 2022

The economic condition of most of the farmers in the country is not good. Because of this, most farmers need to take a loan for farming. Many times farmers get loans from moneylenders and private institutions at higher interest rates. It becomes very difficult for the farmers to repay the loan in such a situation.

The central and state governments are running many schemes to improve the economic condition of the farmers. In this sequence, the Madhya Pradesh government has also decided to continue the scheme of giving loans at zero interest. Under this scheme, farmers will be provided ‘short-term loans’ without any interest through cooperative banks.

The Madhya Pradesh government has decided to continue this scheme continuously in the year 2021-22 through cooperative banks. The benefit of this scheme is being given through ‘Kisan Credit Card’, under this, farmers of the state will now be able to get loans without interest in Kharif and Rabi seasons every year.

Source: Kisan Samadhan

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KCC holder farmers will get loans up to Rs 3 lakh without any guarantee

09/02/2022 Wednesday February 9th, 2022

Kisan Credit Card will also help you in meeting domestic needs in lockdown

Many welfare schemes are being run by the government for the farmers and with the help of these schemes, farming has also become much easier for the farmers. Kisan Credit Card is also included in these welfare schemes. This card is provided to the farmers by the central government. Recently, this scheme has also been linked to PM Kisan Samman Nidhi. With the help of this card, farmers can take loans at very low interest.

The government has decided that farmers can now take loans up to 3 lakh rupees without any guarantee with the Kisan Credit Card. Earlier, the limit of loans provided without guarantee was just Rs 1 lakh which was later increased to Rs 1.60 lakh. Now, this amount has been increased to Rs 3 lakh. The interest rate of 4% on taking this loan with Kisan Credit Card will be applicable when the farmers repay all their installments on time.

Source: Krishi Jagran

16 lakh farmers will get this benefit, Good News will come by February 15

31/01/2022 Monday January 31st, 2022

Bank loans are easily available from the Kisan Credit Card given to the farmers by the Central Government. These loans are available at very low-interest rates. In the year 2019, Kisan Credit Card has also linked to the animal husbandry and fisheries sector, after which farmers can also take loans on Kisan Credit Card for dairy, animal and fisheries.

In order to ensure that more and more fish farmers and livestock farmers can get the benefit of the Kisan Credit Card, the Central Government has started the “National AHDF KCC Campaign”. Under this campaign, 16 lakh farmers of Madhya Pradesh will be given Kisan Credit Cards. These cards will be issued to the farmers in the next 3 months.

Source: Kisan Samadhan

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Government will provide cheap loan to the beneficiaries of PM Kisan Scheme

18/05/2021 Tuesday May 18th, 2021

Remove term: Pradhan Mantri Kisan Samman Nidhi Yojana Pradhan Mantri Kisan Samman Nidhi Yojana

Under the Pradhan Mantri Kisan Samman Nidhi Yojana, the eighth installment of Rs 2000 has been sent to the bank accounts of more than 9.5 crore farmers. The government is also giving loans at a cheaper rate to the beneficiaries of this scheme. This loan is being given through Kisan Credit Card.

If you are the beneficiary of this scheme then you can also take advantage of it. The form for this loan is available on the official website of Pradhan Mantri Kisan Samman Nidhi Yojana. You can avail this scheme by giving only three documents, Aadhaar card, PAN card and your photo.

You can avail these loans from Cooperative Bank, Regional Rural Bank, National Payments Corporation of India, State Bank of India, Bank of India and IDBI Bank.

Source: India.com

Also Read: 9.50 Crore Farmers Receive Rs 2000 From PM Farmer, Check Your Status

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Now get Kisan Credit Card immediately, apply till 31 March

10/03/2021 Wednesday March 10th, 2021

The farmers are getting a lot of benefits from the Kisan Credit Card. Due to this, loans are given to farmers at a cheap interest rate for agricultural works. If you do not yet have a Kisan Credit Card, then you have a chance to get it immediately in the next 20 days.

Actually, the central government is making a farmer credit card for farmers by 31 March 2021. Under this, farmers can go to any bank near them and get a farmer credit card. For this, it is very easy to fill the application form and after filling it, you will get the card in just 15 days.

Source: Zee News

Now more loan will be available from Kisan Credit Card, read full information

01/03/2021 Monday March 1st, 2021

Whereas earlier farmers could get up to Rs 15 lakh through ‘Kisan Credit Card’, now it has been decided to increase this amount to Rs 16.5 lakh. The government has taken this decision to improve the economic condition of the farmers.

Explain that currently lakhs of farmers are taking advantage of ‘Kisan Credit Card’. The government wants to extend the facility of Kisan Credit Card to 2.50 crore farmers in the coming days. It is important to note that any farmer can take the Kisan Credit Card related to agriculture, animal husbandry and fisheries etc. Apart from this, a farmer cultivating another person’s fields can also take advantage of it. The farmers of the age group of 18 to 75 can take advantage of this scheme.

Source: Krishi Jagran

1.22 crore farmers get benefit of Kisan Credit Card Scheme

25/08/2020 Tuesday August 25th, 2020

The Corona epidemic has caused much distress to farmers. During this time, care was taken by the government to ensure that there is no shortage of money for the farmers and according to the data released by the central government, till August 17, 2020, 1.22 crore Kisan Credit Cards were issued across the country.

All these Kisan Card holders have also been sanctioned with a loan limit of Rs 1,02,065 crore. The Government believes that this will help in reviving the rural economy and speed up the pace of development of the agriculture sector.

Source: Kisan Samadhan