Crop Insurance Scheme: apply with the necessary documents, to compensate for crop loss

Crop Insurance

Due to natural calamities like unseasonal rains, hailstorms, droughts, etc crops of farmers are often affected. To avoid this, the Central Government had launched the Pradhan Mantri Crop Insurance Scheme. With this scheme, farmers can compensate for their crop losses. This scheme started in the year 2016, so far millions of farmers of the country have benefited.

How to apply?
You can apply for this through the bank and also online. To apply online, go to the link https://pmfby.gov.in/ and fill the form. For this application, a photo and identification card such as PAN card, driving license, voter ID card, or Aadhaar card is required. Apart from this, a document is also required for address proof, for which the farmer has to show the documents related to farming and the Khasra number. For the truth of the crop that has been sown, a letter of pradhan, patwari, or sarpanch has to be given. A cancellation check has to be given so that the claim amount comes directly into the account.

Source: Nai Dunia

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₹36,000 annual pension to farmers, know scheme information and application method

Farmers have to face many kinds of problems in old age. Due to the weakening of the body, they are not able to participate fully in agricultural work, that is why they have to face economic crises in old age. To overcome this economic crisis in the old age of farmers, the government has launched the Pradhan Mantri Kisan Man-Dhan Yojana. Under this scheme, a pension of 36,000 rupees per year will be given to farmers in old age.

Farmers coming between 18 and 40 years can register under this scheme. Farmers will have to pay a monthly premium of Rs 55 to 200 for a minimum of 20 years and maximum 42 years. The amount the farmers will deposit, the government will deposit the same amount in it. Finally, when the farmer crosses the age of 60, he will get a pension of Rs 36,000 annually from the government. This 36,000 rupees will be given every month in the installment of 3 thousand rupees.

How to register?

Farmers can register under this scheme by visiting their nearest Common Service Center. There is no charge for its registration. If a farmer is availing benefits under the PM-Kisan Samman Nidhi, then all he needs to do is to take the Aadhar card only for this scheme.

Farmers’ money will not be lost

If a farmer wants to leave the scheme in the middle, then the money deposited by him will not be lost, but the amount deposited by him will be returned along with the interest received under the savings account.

Source: Krishi Jagran

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Reserve Bank gave relief to crores of farmers, increased the date of repaying crop loans

Gramophone's onion farmer

The Reserve Bank has given relief to crores of farmers amid the ongoing nationwide lockdown due to Corona infection. This relief will be provided to crores of farmers of the country who take crop loans from banks through Kisan Credit Card. The Reserve Bank of India has extended the period for repaying the next installment of the crop loan to 31 May.

Apart from this, RBI has also provided relief in the interest rates of farmers. Now farmers can repay the next installment of their crop loan till May 31 at the old rate of only 4% per annum.

A letter was issued on Wednesday on behalf of the Reserve Bank on this subject. It has been clarified in this letter that along with the benefit of a three months moratorium on crop loans due to the Corona crisis, farmers will not have to pay punitive interest for three months.

Source: Outlook

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Seeds play an important role in doubling the income of farmers: Union Agriculture Minister

Seeds play a very important role in the production of any crop. The Union Minister of Agriculture and Farmers Welfare Shri Narendra Singh Tomar has also stated the importance of seeds in farming while addressing the Indian Seed Congress – 2020.

In the event, he said that India is an agrarian country and the economy of our country is majorly dependent on villages and agriculture. While talking about the role of seeds, he said that “due to the research and contribution of scientists and seed producers, India has not only become self-sufficient in terms of food grains but has also succeeded in setting a record by producing more than our requirement.

Gramophone also understands the importance of seeds for better agriculture and hence delivers only the best quality seeds to the farmer’s home, and that’s too without any delivery charge. Farmers can order these seeds through the ‘Market’ section of Gramophone agriculture App. They can also order it by giving a miss call on gramophone’s toll-free number 1800-315-7566.

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