A special scheme of the government is the Kisan Credit Card to provide loans to farmers at cheap rates. Through this scheme, the government makes Kisan Credit Cards for free. In the last two years, 2.24 crore farmers have been issued credit cards.

A Kisan credit card can be taken by any farmer related to agriculture, animal husbandry and fisheries etc. Apart from this, a farmer cultivating another person’s fields can also take advantage of it. The farmers of the age group of 18 to 75 can avail this scheme.

To join this scheme, a photocopy of Aadhar card and PAN card, affidavit of not being a borrower in any other bank and photo of the applicant has to be given. To get a Kisan Credit Card, go to the website of PM Kisan Samman Nidhi Yojana (pmkisan.gov.in) and fill the form related to KCC. In this process you do not have to spend any kind.

Source: Krishi Jagran

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