KCC holder farmers will get loans up to Rs 3 lakh without any guarantee
Important news for farmers, Be cautious otherwise you may have to pay a heavy price
Millions of farmers are taking benefits from the Kisan Credit Card. But through this, the farmers taking loan should be alerted. In fact, now only 28 days are left to return the amount received from the card with interest. If farmers do not return these amounts to the bank with interest till 31 March, then they will have to pay interest up to 7% instead of 4%.
Explain that if you take a loan of 3 lakh rupees through Kisan Credit Card, then you have to pay up to 7% interest according to the rules. However, by reducing the economic burden of farmers, the central government also provides subsidy of up to 2%. In addition, following the rules, those farmers are given a rebate on additional interest of up to 3%.
Source: Krishi Jagran
ShareNow more loan will be available from Kisan Credit Card, read full information
Whereas earlier farmers could get up to Rs 15 lakh through ‘Kisan Credit Card’, now it has been decided to increase this amount to Rs 16.5 lakh. The government has taken this decision to improve the economic condition of the farmers.
Explain that currently lakhs of farmers are taking advantage of ‘Kisan Credit Card’. The government wants to extend the facility of Kisan Credit Card to 2.50 crore farmers in the coming days. It is important to note that any farmer can take the Kisan Credit Card related to agriculture, animal husbandry and fisheries etc. Apart from this, a farmer cultivating another person’s fields can also take advantage of it. The farmers of the age group of 18 to 75 can take advantage of this scheme.
Source: Krishi Jagran
ShareNow Kisan Credit Card will be available from mobile app
To make the benefit of the Kisan Credit Card accessible to all farmers, the government has now linked it with the Pradhan Mantri Kisan Samman Nidhi Yojana. However, even after this step, the process of getting the Kisan Credit Card was difficult due to which the farmers were not able to apply in the scheme. Now to overcome this problem, the government has launched UPPM Kisan KCC Mobile App.
With the help of this app, farmers can now sit at home and apply for Kisan Credit Card online. This will help them a lot and there is no need to go anywhere.
Source: Jagran
Share89910 crore has been deposited in the account of more than one crore farmers
Union Minister of State for Agriculture Kailash Chaudhary has told that till now more than 1 crore farmers of the country have been issued KCC i.e. Kisan Credit Cards and under this Rs 89,810 crore have also been sent to farmers’ accounts.
Significantly, under KCC, taking a loan of up to three lakh rupees only attracts 7 percent interest. If the farmer returns this loan on time, then the farmer gets a further rebate of 3%. In such a situation, its rate for farmers is just 4 percent. A loan of up to 2 lakh rupees can be availed on 1 hectare land under KCC. However, the limit of this loan varies from bank to bank.
Source: News 18
ShareIt is very easy to make a Kisan credit card, farmers can also make KCC from mobile
Crores of farmers are benefiting from the farmers credit card given by the government to the farmers. However, still many farmers have not been able to join it. Such farmers can easily get a farmer credit card. Farmers can also apply for a farmer credit card from their mobile at home
Method of application from mobile
To apply for a Kisan Credit Card with the help of mobile, first of all, farmers have to open the mobile browser. After this, the website of the Ministry of Agriculture and Farmers Welfare will have to visit https://eseva.csccloud.in/KCC/Default.aspx. On reaching here, you will have to go to the ‘APPLY NEW KCC’ menu. On going to this menu, you will be asked the CSC ID and Password, which you will have to fill. After filling it, once again you have to click on ‘APPLY NEW KCC’ and then you will have to fill ‘Aadhaar’ number. Here you have to fill the number of the same applicant whose name is associated with PM Kisan Samman Nidhi Yojana. After filling the Aadhaar number, information related to PM Kisan Financial Detail will be revealed. Here you have to click on ‘Issue of fresh KCC’ and after this, Loan Amount and Beneficiary Mobile Number have to be filled. After this, the information of village name, Khasra number etc. will have to be filled. After filling all the information, click on ‘Submit Details’.
After submitting the information, a new window will open in front of you, in which you will be asked to pay. It has to be submitted from the balance of CSC ID and in this way your Kisan Credit Card will be prepared.
Source: Krishi Jagran
ShareKisan Credit Card will also help you in meeting domestic needs in lockdown
The farmers are facing financial problems due to the long-running nationwide lockdown caused by the Corona epidemic. During this time it has become challenging for the farmers to meet the domestic needs along with the needs of farming. However, with the help of Kisan Credit Card, you can get relief from this challenge.
Farmers can also use a part of the amount received from the farmer’s credit card to meet their domestic needs. The Reserve Bank of India has put information in this regard on its website. According to its information, “Farmers across the country can use their Kisan Credit Cards to meet the needs of the household.”
Explain that generally the amount received from the Kisan Credit Card Scheme is used to meet the expenses incurred in the preparation of a crop. But the farmer can also contribute 10% of the total amount received from this scheme towards his household expenses.
Source: Krishi Jagran
SharePM Kisan Maan dhan Yojana: Farmers will get pension of 3,000 rupees per months
Many farmers in our country have to face financial problems due to different reasons. This problem increases further when the farmer gets older. Keeping this in mind, the government has launched the Pradhan Mantri Kisan Man-Dhan Yojana. Under this scheme, the farmers will receive a pension of Rs 3000 per month in their old ages.
Who can apply?
Farmers under 18 to 40 years of age can register for the Prime Minister Kisan Mandhan scheme. If you are 18 years old, then you would have to deposit only 55 rupees every month. But if you are 40, then you would require to deposit 200 rupees per month.
According to a media report, more than 19 lakh farmers have already registered under this scheme. The best thing about this scheme is that the government will also deposit the amount in your account, which will be equal to what you put in it.
ShareGood news! Now all beneficiaries of the PM Kisan scheme will get KCC
There’s good news for Indian farmers. The central government had announced that all the beneficiaries of the PM Kisan scheme will be issued a Kisan Credit Card (KCC). The government has also started a 15-day special campaign to issue these KCC cards. According to a media report, around 14 crore farmers will get the benefits under this scheme.
What is the KCC scheme?
Under the Kisan Credit Card scheme, the farmers will get a card, through which they can get a loan of up to Rs 3 lakh, and that’s too at an interest rate of just 7 per cent. The farmers would also get an additional discount of 3 per cent if they deposit the amount within the given time period. Which means, the farmers will now have to pay only 4 per cent interest on the Kisan Credit Card loan.
The central government has issued all the Detailed instructions regarding this campaign to the Chairman of NABARD, the Managing Directors of all banks and also to the Governments of all the States / UTs. Each bank and Government of each state/UT have been advised to list all those beneficiaries of the PM-Kisan scheme who do not have a KCC. Apart from this, they are also advised to contact all these beneficiaries of the scheme through the concerned departments.
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